Tariff schedule, stated in full.
Ad valorem commission on each successful acceptance, a disclosed spread over aggregated mid on the conversion, and a disbursement fee per rail. No periodic charge, no implementation charge, and no charge whatsoever on a declined authorisation.
Sandbox access is unmetered and free of charge, with obligations segregated at account level.
Gross acceptance of 1,000.00 THB via PromptPay
| Payment | 1,000.00 | THB |
| Commission, 250 bps | −25.00 | THB |
| Converted at executed 35.28 | 27.63 | USD |
| Settlement value | 27.63 | USD |
The executed rate carries an 80 basis point spread over an aggregated mid of 35.00. Both are disclosed at the point of fixing; neither is determined retrospectively.
Pay per acceptance. Nothing else recurs.
One headline rate, with the modifiers that apply stated beside it rather than discovered on a statement. No implementation charge, no periodic charge, no minimum.
Standard tariff
2.9%+ $0.30
Per successful acceptance, assessed in the currency of acceptance.
- + 0.8% where currency conversion is required
- + 0.4% for acceptance on a non-domestic rail
- Stablecoin disbursement, no charge
- Correspondent disbursement, $25
- Value dating at T + 3
Negotiated tariff
Quoted
Assessed per market and per method against the counterparty's own mix.
- Volume-graduated commission, from $100,000 monthly
- Spread quoted per currency pair
- Value dating as contracted, to T + 1
- Nominated channels under a specified routing precedence
- Segregated settlement account per legal entity
- A named relationship contact with visibility of the position
Acceptance cost by market and method.
Where a domestic method is used, the method tariff below applies in place of the headline rate. It is inclusive of channel cost and our commission, and resolves against the schedule in force at instruction, so a subsequent amendment does not reprice acceptances already taken.
| Market | Method | Method tariff |
|---|---|---|
| Thailand THB | PromptPay QR code | 2.5% + ฿5 |
| Philippines PHP | GCash Wallet | 2.9% + ₱6 |
| Philippines PHP | Bank transfer Redirect | 2.7% + ₱6 |
| Indonesia IDR | Virtual account Bank | 3.1% + Rp2,500 |
| Vietnam VND | Bank QR QR code | 3.0% + ₫4,000 |
Presently integrated: Thailand and the Philippines. Remaining markets are quoted and not yet integrated; the documentation identifies each.
The spread is disclosed at fixing, not inferred at reconciliation.
The material cost of a cross-border acceptance is customarily embedded in the rate. Ours is expressed in basis points over an aggregated mid, and that mid appears on the statement alongside the executed rate.
| What | How it is set | Standard |
|---|---|---|
| Aggregated mid | Multi-source aggregation with outlier rejection, weighted by source. Written at thirty second intervals and immutable thereafter. | At cost |
| Spread | Basis points over mid, differentiated by method and currency pair. | 80 bps |
| Lock point | At instruction, at capture or at channel value date. Elected by the counterparty; the fixing is written once. | Your choice |
| Rounding | Floored against the fixed rate. Residuals are booked to a designated account and are not retained as unallocated gain. | None to you |
Ancillary charges, disclosed in advance.
| Event | What happens | Fee |
|---|---|---|
| Declined authorisation | No entry is posted and no charge is assessed. | None |
| Refund | Original commission is not rebated; the refund instruction itself is not charged. | None |
| Dispute | Assessed on notification and rebated in full where the dispute is resolved in the counterparty's favour. | $15 |
| Stablecoin disbursement | On the network nominated in the agreement. | None |
| Correspondent disbursement | Beneficiary and intermediary bank charges are levied by those institutions and are not included. | $25 |
| Sandbox | Unmetered, against a channel that reproduces production behaviour. | None |
| Periodic, implementation, minimum | No such charge is assessed. | None |
Points to establish before execution.
At what point is commission assessed?
On successful acceptance, in the currency of acceptance, as an entry within the same journal. It is not assessed a second time at disbursement.
Which rate was executed?
The rate fixed at the elected fixing point, presented on statement as a decimal string, alongside the originating mid and the time of fixing.
When does value arrive?
Three days from channel statement confirmation of receipt, computed against the system clock, not from the time of payer authorisation.
What is the treatment of a refund?
The refund instruction is not charged. Original commission is not rebated, the underlying processing and channel cost having already been incurred.
Is the tariff subject to amendment?
Prospectively only, and under dual authorisation on our side. Each acceptance is priced by the schedule in force at instruction.
Is there a minimum commitment?
No periodic minimum and no term commitment. Volume determines tier movement on the first business day of a month, in either direction.
Submit your mix. We will return the number.
Markets, methods and monthly volume are sufficient for an indication. We will also identify which of those markets is presently integrated.